Solution Sheet | Increasing Originations Among Thin-File Applicants

Solution Sheet | Increasing Originations Among Thin-File Applicants One of the largest used auto dealership networks wanted to increase originations among its predominantly nonprime customer base without increasing loss rates. Learn how Enova Decisions was able to...

Blog | Meeting the Risk Management Needs of Nonprime Lenders

Managing risk in consumer lending and finance is complex, especially when working with nonprime consumers, many of which have little to no credit history. Last month, in our webinar, “How to Grow Market Share After COVID-19: Best Practices for Nonprime Lending &...

Blog | Retooling for Collections Management

In our last post, we discussed how creating infrastructure that supports orchestration and real-time decisioning is a crucial step towards applying AI to credit decisioning. The same can be said about collections management. Last fall, we conducted a survey with The...

Blog | Retooling for Credit Decisioning

In our last post, we examined a few opportunities within fraud detection and prevention that can benefit from AI. Today, we’re going to explore how AI can be applied to assessing creditworthiness in a post-COVID environment. Last year, we discussed how the ability to...