Blog | BNPL: Fast is Not the Same as Flexible

Last post, we discussed how consumers want more flexible financing options and why BNPL is growing in popularity. Yet more flexibility doesn’t necessarily translate to less credit risk, and therefore BNPL players should adopt a more future-focused view of the...

Blog | BNPL: Dig Now, Win Later; Skip Now, Lose Later

In our last post, we discussed how fraud is impacting Buy Now, Pay Later (BNPL). Like with traditional finance companies, BNPL players must have a system in place to detect and prevent first-party fraud, third-party fraud, and synthetic identity fraud if they are to...

Blog | Using Data & Analytics to Innovate and Grow

We built real-time decision capabilities so you don’t have to. Innovation drives customer satisfaction, bottom-line results, and growth. Innovation in risk decisioning requires the ability to grow internal analytics expertise and create real-time orchestration —...

Blog | Retooling Financial Services: Build vs Buy Considerations

In our Retooling Financial Services for 2021 and Beyond series, we discussed how leveraging a modern decision engine like Enova Decisions Cloud™ can help you orchestrate and optimize your fraud, credit, and collections decisions. However, outsourcing or partnering...

Blog | Retooling for Collections Management

In our last post, we discussed how creating infrastructure that supports orchestration and real-time decisioning is a crucial step towards applying AI to credit decisioning. The same can be said about collections management. Last fall, we conducted a survey with The...