Solution Sheet | Increasing Originations Among Thin-File Applicants

Solution Sheet | Increasing Originations Among Thin-File Applicants One of the largest used auto dealership networks wanted to increase originations among its predominantly nonprime customer base without increasing loss rates. Learn how Enova Decisions was able to...

Blog | Meeting the Risk Management Needs of Nonprime Lenders

Managing risk in consumer lending and finance is complex, especially when working with nonprime consumers, many of which have little to no credit history. Last month, in our webinar, “How to Grow Market Share After COVID-19: Best Practices for Nonprime Lending &...

Blog | Retooling for Credit Decisioning

In our last post, we examined a few opportunities within fraud detection and prevention that can benefit from AI. Today, we’re going to explore how AI can be applied to assessing creditworthiness in a post-COVID environment. Last year, we discussed how the ability to...

Report | Consumer Finance & Lending Sentiment Survey

Report | Consumer Finance & Lending Sentiment Survey To examine how FIs have been navigating COVID-19: the challenges, opportunities, and what’s next for FIs, we conducted a survey with The Financial Brand in fall of 2020. This report covers key findings from the...