Blog | BNPL: When Less is More

In our previous post, we discussed how Buy Now, Pay Later (BNPL) financing has become more popular in recent years. Why consumers are choosing this method of financing over credit cards and more traditional forms of financing and payment include: Greater Access to...

Webinar Recording | Application Fraud Defender

Webinar Recording | Application Fraud Defender Identity fraud is becoming more sophisticated, making it difficult for businesses to know which step to take next. Existing solutions tend to create more manual work and friction in the customer journey, leading to a...

Blog | BNPL: Lessons from Online Nonprime Lending

Last year, over 6 months into the pandemic, we published an article on The Financial Brand to discuss the emerging consumer need for more flexible financing options. Generational, economic, and political shifts toward the gig economy and non-traditional employment are...

Blog | Using Data & Analytics to Innovate and Grow

We built real-time decision capabilities so you don’t have to. Innovation drives customer satisfaction, bottom-line results, and growth. Innovation in risk decisioning requires the ability to grow internal analytics expertise and create real-time orchestration —...

Blog | Retooling Financial Services: Build vs Buy Considerations

In our Retooling Financial Services for 2021 and Beyond series, we discussed how leveraging a modern decision engine like Enova Decisions Cloud™ can help you orchestrate and optimize your fraud, credit, and collections decisions. However, outsourcing or partnering...