Smarter, Faster Buy Now, Pay Later Finance Decisions

Buy Now, Pay Later (BNPL) is becoming a popular alternative to credit cards and other traditional methods of consumer financing. In order for finance companies, banks, and credit unions to succeed, not only must they adapt underwriting for the ever-evolving digital marketplace, they must also mitigate new fraud risks such as online application and synthetic fraud.

Smart and Fast Path to Full-Spectrum Financing

In this webinar, we introduce our BNPL Solution Accelerator, our decision flow template that enables BNPL and point-of-sale financing companies to quickly make more profitable financing decisions across the risk spectrum.

Lenders Struggling With Rise of Gig Workers and Alt-Credit Challenges

In this article, we share with The Financial Brand readers why more flexible financing products like Buy Now, Pay Later is growing in popularity and what challenges and opportunities lie ahead in this post-COVID world.

Lessons from Online Nonprime Lending for BNPL

In this blog series, we apply our learnings from our almost 20 years experience in online lending to nonprime consumers to help BNPL players profitably mitigate fraud and credit risk while delivering a superior customer experience.

More Resources

Solution Sheet

Optimizing “No Credit Check” Leasing


Consumer Lending & Financing in the Age of COVID-19


Point-of-Sale Financing: Consumers Want More Flexible Options


Efficiently verify identity and detect fraud when a customer applies for financing or modifies an account.


Make profitable credit decisions, from more accurate credit risk assessments to optimized offers.


Maximize collections recovery through a more holistic and forward-looking approach to debt valuation.