Smarter, Faster Consumer Finance & Lending Decisions

As consumer preferences are driving businesses to offer more products online, powersport, marine, recreational, furniture and other lease-to-own (LTO), rent-to-own (RTO) and buy-now-pay-later (BNPL) consumer financing companies must adapt underwriting for the ever-evolving digital marketplace. In addition to overcoming the challenge of digitizing the operations that support underwriting, consumer financing companies must be able to mitigate new fraud risks such as online application and synthetic fraud.


Efficiently verify identity and detect fraud when a customer applies for financing or modifies an account.


Make profitable credit decisions, from more accurate credit risk assessments to optimized offers.


Maximize collections recovery through a more holistic and forward-looking approach to debt valuation.

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How We Work

We manage the complexity of orchestrating data, analytics, and rules so that your business can focus on managing results.

Solution Sheet

Optimizing “No Credit Check” Leasing


Assessing Fraud & Credit Risk in a Post-COVID World


Consumer Lending & Financing in the Age of COVID-19