Resources

Solution Sheet | Increasing Originations Among Thin-File Applicants

One of the largest used auto dealership networks wanted to increase originations among its predominantly nonprime customer base without increasing loss rates. Learn how Enova Decisions was able to help.Interested in reading this solution sheet? Submit this form to...

Blog | Meeting the Risk Management Needs of Nonprime Lenders

Managing risk in consumer lending and finance is complex, especially when working with nonprime consumers, many of which have little to no credit history. Last month, in our webinar, “How to Grow Market Share After COVID-19: Best Practices for Nonprime Lending &...

Blog | Retooling for Collections Management

In our last post, we discussed how creating infrastructure that supports orchestration and real-time decisioning is a crucial step towards applying AI to credit decisioning. The same can be said about collections management. Last fall, we conducted a survey with The...

Blog | Retooling for Credit Decisioning

In our last post, we examined a few opportunities within fraud detection and prevention that can benefit from AI. Today, we’re going to explore how AI can be applied to assessing creditworthiness in a post-COVID environment. Last year, we discussed how the ability to...

Blog | Retooling for Fraud Detection and Prevention

In our previous post, we discussed how lack of clarity and focus prevent businesses from realizing ROI for AI. To combat this, we recommend businesses identify a clear use case within an operational task. Today we’re going to look at a few opportunities within fraud...

Report | Consumer Finance & Lending Sentiment Survey

To examine how FIs have been navigating COVID-19: the challenges, opportunities, and what’s next for FIs, we conducted a survey with The Financial Brand in fall of 2020. This report covers key findings from the survey, including top fraud types and entry points,...

Blog | Retooling Financial Services for 2021 and Beyond

2020 was the year of disruption. It was the year that redefined digital transformation from being a competitive advantage to table stakes. It’s no wonder that The Economist Intelligence Unit found that financial services companies expect to increase investments in...

Blog | Why Every Business Should Embrace Machine Learning in 2021

Machine learning is one of those buzzwords not everyone understands. Often people confuse machine learning with automation or with continuous learning and envision self-aware robots taking over the world. In reality, machine learning is a method or series of...

  • What Industries Are You In?

  • What Solutions are You Interested In?